Temple Homes under $200,000

Temple Homes under $200,000

Welcome to Temple, Texas – a vibrant city that perfectly blends small-town charm with modern conveniences! Nestled in Bell County, Temple is known for its rich history, friendly community, and a wealth of recreational opportunities. With its strategic location along Interstate 35, Temple provides easy access to both Austin and Waco, making it an ideal spot for commuters and families alike.

One of the most appealing aspects of Temple is its diverse real estate market, particularly for those seeking affordable housing options. If you’re on the hunt for homes under $200,000, you’re in luck! Temple offers a variety of charming residences that cater to first-time homebuyers, growing families, or anyone looking to downsize. From cozy single-family homes to inviting townhouses, there’s something for everyone.

Imagine settling into a delightful home where you can enjoy the picturesque parks, excellent schools, and a thriving local economy. Temple boasts an array of amenities, including shopping centers, dining options, and cultural attractions like the Temple Railroad and Heritage Museum, which showcases the city’s storied past.

In addition to its affordability, Temple’s warm and welcoming community is a significant draw. Residents enjoy a slower pace of life while still benefiting from the conveniences of urban living. With a strong sense of community spirit and numerous local events throughout the year, you’ll quickly feel at home in Temple.

Explore the possibilities that await you in this charming Texas city, where affordable homes and a vibrant lifestyle come together beautifully!

Newest Temple Homes under $200,000

906 Yorktown Drive, Temple
$160,000
3 Beds ⋅ 2 Baths ⋅ 626903 MLS
Welcome to 906 Yorktown in Temple TX! This 3-bedroom, 2-bath home offers nearly 1,500 square feet with a floor plan that makes excellent use of the space. With two living areas and two dining areas, there’s plenty of flexibility for everyday living, entertaining, a home office, playroom, or whatever fits your needs. The home features all-side masonry and a newer roof, approximately two years old, adding to its practical appeal. Inside, the layout feels functional and spacious, with multiple gathering areas that give you options without wasting square footage. Location is another big plus. You’re close to shopping, dining, and local favorites like Texas Roadhouse, with convenient access to I-35 for commuters traveling around Temple, Belton, Waco, or the surrounding Central Texas area. If you’ve been looking for a well-laid-out Temple home with flexible living space and easy access to everything, 906 Yorktown is definitely worth a look.

906 Yorktown Drive, Temple
5424 Owen Lane, Temple
$199,900
3 Beds ⋅ 2 Baths ⋅ 626384 MLS
Remodeled 3/2 move-in ready home available in Moffat on .95 acre. Kitchen is updated with new 42" cabinets, granite countertops, tile backsplash, large farm sink, eat in breakfast bar, reach in pantry, recessed lighting, tile flooring. New appliances include smooth top range, dishwasher & refrigerator with water & ice in the door, freezer on the bottom. Open to dining area/living room. Heart of the home with a deep woodburning brick fireplace with hearth, recessed lighting, lighted ceiling fan & tile flooring. Pocket door opens to new updated half bath with pedestal sink, lights, mirror and new laundry closet with folding door. Door leads to new back covered 7.8 x 15 porch where you can sit & relax or access the back yard. 3 spacious bedrooms include carpet & lighted ceiling fans. Private master ensuite includes new updated bathroom with a large walk in shower with bench, single vanity, mirror, lights & tile flooring. 2 guest bedrooms with lighted ceiling fans & carpets. Fresh paint throughout, new plumbing fixtures. Property is partially cleared, gently sloping, neighbor owns side barb wire fence on property line. Watch the deer, listen to the birds, enjoy the privacy, peace and nature of the woods surrounding you. Concrete driveway from Owen Lane to the house. Community mailboxes. BISD. Washer, dryer, refrigerator and some furniture (lists in Assoc Docs) convey with a full price offer.

5424 Owen Lane, Temple
933 Fannin Loop, Temple
$160,000
3 Beds ⋅ 1 Baths ⋅ 626597 MLS
Welcome to 933 Fannin Loop! This beautifully remodeled 3 bedroom, 1 bath home combines fresh updates with an established neighborhood setting filled with mature trees. Recent improvements include a new roof, giving the next owner added peace of mind. Inside, you’ll find an updated interior along with a gas stove and comfortable, functional living spaces. Step outside to enjoy the private, fully fenced backyard and covered deck, perfect for relaxing, entertaining, or enjoying the outdoors. The garage features an industrial style door, offering additional functionality and versatility. Conveniently located near Temple’s popular Garden District, this home is just one exit from Buc-ee’s and close to shopping, schools, dining, and Baylor Scott & White Medical Center. Easy access to I-35 makes commuting toward Waco or Austin simple, while Fort Hood is also within convenient reach. Move-in ready, updated, and centrally located, 933 Fannin Loop is ready to welcome its next owner!

933 Fannin Loop, Temple
909 B S 2nd Street, Temple
$190,000
3 Beds ⋅ 3 Baths ⋅ 626519 MLS
Brand-new construction townhome in the heart of East Temple, move-in ready and built by Legacy Home Builders Texas. This two-story, 3-bedroom, 2.5-bath home offers 1,355 sq ft of thoughtfully designed space with an open-concept living, kitchen, and dining area, stainless appliances, Granite counters, and luxury vinyl plank flooring on the main level — adjust to actual finishes. All bedrooms are located upstairs, including a spacious primary suite with a private bath and walk-in closet, while a convenient half-bath serves the main level. Enjoy low-maintenance, brand-new living with the peace of mind of a builder warranty and none of the upkeep of an older home. Ideally located just minutes from I-35, downtown Temple, Temple College, and the Baylor Scott & White medical district. Whether you're buying your first home or adding a turnkey rental to your portfolio, this one checks the boxes. Ask about the builder-paid 2-1 rate buydown to lower your payment in years one and two!

909 B S 2nd Street, Temple
909 A S 2nd Street, Temple
$190,000
3 Beds ⋅ 3 Baths ⋅ 626517 MLS
Brand-new construction townhome in the heart of East Temple, move-in ready and built by Legacy Home Builders Texas. This two-story, 3-bedroom, 2.5-bath home offers 1,355 sq ft of thoughtfully designed space with an open-concept living, kitchen, and dining area, stainless appliances, Granite counters, and luxury vinyl plank flooring on the main level — adjust to actual finishes. All bedrooms are located upstairs, including a spacious primary suite with a private bath and walk-in closet, while a convenient half-bath serves the main level. Enjoy low-maintenance, brand-new living with the peace of mind of a builder warranty and none of the upkeep of an older home. Ideally located just minutes from I-35, downtown Temple, Temple College, and the Baylor Scott & White medical district. Whether you're buying your first home or adding a turnkey rental to your portfolio, this one checks the boxes. Ask about the builder-paid 2-1 rate buydown to lower your payment in years one and two!

909 A S 2nd Street, Temple
907 S 2nd Street, Temple
$190,000
3 Beds ⋅ 3 Baths ⋅ 626515 MLS
Brand-new construction townhome in the heart of East Temple, move-in ready and built by Legacy Home Builders Texas. This two-story, 3-bedroom, 2.5-bath home offers 1,355 sq ft of thoughtfully designed space with an open-concept living, kitchen, and dining area, stainless appliances, Granite counters, and luxury vinyl plank flooring on the main level — adjust to actual finishes. All bedrooms are located upstairs, including a spacious primary suite with a private bath and walk-in closet, while a convenient half-bath serves the main level. Enjoy low-maintenance, brand-new living with the peace of mind of a builder warranty and none of the upkeep of an older home. Ideally located just minutes from I-35, downtown Temple, Temple College, and the Baylor Scott & White medical district. Whether you're buying your first home or adding a turnkey rental to your portfolio, this one checks the boxes. Ask about the builder-paid 2-1 rate buydown to lower your payment in years one and two!

907 S 2nd Street, Temple
2420 Bellmont, Temple
$199,000
3 Beds ⋅ 2 Baths ⋅ 626396 MLS
Well priced and very well kept, this 2015 single story home in Temple's Heritage Place subdivision has the big ticket updates already done. New windows in 2025. New roof and gutters in 2025. Inside, the open floor plan feels larger than its 1,262 square feet. The kitchen island gives you extra prep space and a natural spot to gather, and the layout works well for everyday living or having friends over. The living space extends to the back patio with a great deck, shaded in the evenings for enjoying the sunset. Location is so convenient to hop on I35, and only 6 minutes from Buc-cees. Schedule a showing today!

2420 Bellmont, Temple
1702 S 49th Street, Temple
$189,000
3 Beds ⋅ 1 Baths ⋅ 626343 MLS
Main Home + Backyard Rental = Income Potential. This beautifully renovated 3-bedroom, 1-bath home is the perfect opportunity for a first-time home buyer or savvy investor. Updates include new flooring, fresh interior and exterior finishes, updated kitchen and bathroom spaces, modern fixtures, upgraded heating and cooling systems, and more. The open-concept layout creates a bright and inviting atmosphere, while the stylish kitchen features updated cabinetry, countertops, and appliances. The bathroom has been thoughtfully redesigned with contemporary finishes. Outside, you’ll find a large backyard plus a detached mother in law / income producing detached guest suite / efficiency apartment with bathroom, shower and kitchen area with it's own mini-split and covered porch. Move-in ready this home combines affordability and income potential opportunity.

1702 S 49th Street, Temple
2718 Alamo Trail, Temple
$174,500
2 Beds ⋅ 2 Baths ⋅ 626075 MLS
**Move-in ready and beautifully refreshed!** Welcome to 2718 Alamo Trail, a charming 2-bedroom, 2-bath home offering comfort, convenience, and a long list of updates completed in summer 2026. Inside, you’ll find all-new carpet, new tile in the kitchen and bathrooms, fresh interior paint, and a clean, updated feel throughout. Major improvements include a brand-new roof and HVAC system, both installed summer 2026, giving you peace of mind for years to come. Whether you’re looking for a starter home, a low-maintenance home for downsizing, or an investment property, this home offers an excellent opportunity. The functional 2-bedroom, 2-bath layout provides comfortable living space without the upkeep of a larger home. Conveniently located near shopping, dining, entertainment, and major freeways, making everyday errands and commuting a breeze. With everything completed and ready for its next owner, this is one you won’t want to​​‌​​​​‌​‌​​​​‌‌​​‌‌​‌‌​​‌​​​‌​‌ miss!

2718 Alamo Trail, Temple
1529 crooked river ct, Temple
$186,900
1 Beds ⋅ 1 Baths ⋅ 626077 MLS
Introducing a brand new townhome by Apus Build LLC -- where modern design meets everyday comfort. This sleek and stylish 1 bedroom, 1 bath home features an open layout, spacious master suite with a walk-in closet, and high quality finishes throughout. Conveniently located near hospitals, restaurants, shopping, and Temple ISD schools, this townhome offers the perfect blend of function and location for easy living.

1529 crooked river ct, Temple
819 / 817 E AVENUE A, Temple
$195,000
625907 MLS
**** PACKAGED SALE ***** THESE TWO TEMPLE ORIGINAL PROPERTIES MUST BE SOLD TOGETHER DUE TO SHARING THEIR WATER METER. 817 E. AVENUE E IS A TINY HOME THAT WAS BROUGHT TO THE PROPERTY IN 2015. IT HAS A LONG TIME TENANT IN AND IS SEPARATELY METERED FOR ELECTRICITY THAT THE TENANT PAYS FOR MONTHLY. 819 E AVENUE E - IS ONE STORY 4 -PLEX. ALSO WITH LONG TIME TENANTS. A NEW ROOF WAS COMPLETED IN 2025, AND THE OWNERS PAY ALL UTILITIES. RENTS ARE BELOW MARKET, SO MUCH ROOM FOR IMPROVEMENT, AND INTERIOR UPDATING NEEDED. PRICING ALREADY HEAVILY DISCOUNTED FOR WORK THAT MAY BE NEEDED OR DESIRED BY A NEW BUYER/OWNER.

819 / 817 E AVENUE A, Temple
1918 S 17th Street, Temple
$161,000
3 Beds ⋅ 2 Baths ⋅ 625691 MLS
Nice home just off the Scott and White Campus, walk to work, being sold as is

1918 S 17th Street, Temple
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